Tammy Halfmann

Apply with Tammy

Tammy Halfmann is a mortgage loan officer that has been lending in the same area that she grew up in for more than 37 years.  Her focus is to make her clients feel at ease, as well as work hand in hand with them throughout the whole loan process from beginning to the end.  Whether you’re a fist-time homebuyer looking for your dream home, refinancing your current home or wanting to build a new home, Tammy will work to find the right program for you and your family.  She is also passionate about serving her community, she is a member of the Alma Kiwanis Club, Board Member with Child Advocacy of Gratiot County, Ambassador with the Gratiot Area Chamber of Commerce and Affiliate Member of the Central Michigan Association of Realtors. 

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7300 North Alger Road
Alma, MI 48801


Our customers say it best, see why others choose Mercantile!

Forever customers

Tammy Halfmann is the reason we chose Mercantile Bank. She genuinely cares about the dreams we have for our home and worked with us to make them a reality. Tammy took the time to walk through multiple options with us and helped us choose the right type of loan. She was always available for questions and kept us updated for every step. Thank you Tammy, we will be forever customers!


Tammy is awesome and very easy to work with!!!!! 100% happy on how everything went


Tammy was extremely helpful, friendly, courteous, knowledgeable, and trustworthy.  She made the entire process much easier than I expected! She was amazing and I would definitely recommend her to friends and family!

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