Personal Banking /

Financial Wellness

As Michigan's Community Bank®, we recognize that financially strong individuals and families are essential to strong communities and it's our goal to help make them stronger.


Take control of your finances and simplify your life.

Learn About MercMoney®

MercMoney® Chatbot

The future of banking is here, and it talks back.

Learn About Chatbot

Financial Education

We've partnered with Everfi, to provide free, interactive resources that can help you make the best financial decisions, no matter where you are in life.

Our Philosophy

Mercantile Bank is committed to providing resources and tools designed to help our customers take charge of their finances to reach their goals and become financially healthier. Our free MercMoney® platform is a great digital tool automating many aspects of managing your money, and giving you a complete picture of your financial position. Whether you are looking for advice on buying a home, tools to organize your budgeting, spending, or ways to tackle whatever the money challenges that are unique to you, Mercantile Bank is your partner in improving your financial situation.

MercMoney - Your All-In-One Money Management Solution

MercMoney is a complete suite of easy to use money management tools that give you an overview of your finances across all your accounts - including budget, spending details/trends, net worth, goals, debt management, and cash flow features. With MercMoney, you can combine all of your outside financial relationships with your Mercantile accounts to see your complete financial picture. All of your spending is automatically categorized and cleansed to give you detailed insights into your spending patterns. MercMoney is available within online banking, MercMobile, and through our MercMoney chatbot – giving you many convenient ways to interact and access the financial answers you need.


Learn More about MercMoney

Learn More about MercMoney Chatbot

Financial Education

Sometimes managing your finances can seem overwhelming, but it doesn't have to be. That's why we've partnered with Everfi, to provide these free, interactive resources that can help you make the best financial decisions, no matter where you are in life.




Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.