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Online Applications

All of our online applications in one location.

Personal Checking Accounts

MercPerks® Plus Checking

Mercantile's MercPerks® Plus account is designed to maximize savings and security. MercPerks benefits include; Ultimate ID+® Identity Theft Solution, travel benefits, discounts on entertainment, cell phone protection and cash back rewards from over 3,000 online merchants.

Community Checking

A convenient account that meets your basic needs, offering three options to avoid the monthly service charge.

MercStart Account

An account designed for students age 13 to 17 that provides the convenience of a traditional checking account while encouraging healthy banking habits.

Personal Savings Accounts

Community Savings

A straightforward savings account designed to fit your savings needs with options to waive the monthly maintenance fee.

Money Market

An account that offers easy liquidity along with tiered, competitive interest rates.

Student Savings

A savings account that introduces young people to the benefits of banking as well as the unique benefits offered by Mercantile Bank. A parent or guardian must be a secondary owner on the account.

Health Savings Accounts (HSA)

HSA - Individual

An interest-bearing checking account to be combined with a high-deductible health plan (HDHP).

HSA - Family

An interest-bearing checking account to be combined with a family coverage high-deductible health plan (HDHP).

HSA - Investment Account

Once your HSA checking account balance reaches $2,500, you are eligible to transfer a portion of your funds into a range of investment options and earn potentially higher, tax-free returns.

Personal Certificates of Deposit (CD)

11 Month CD

A convenient way to save money with fixed, competitive rates. No setup or maintenance fees.

25 Month CD

A great savings option with higher rates and longer terms. No setup or maintenance fees.

Flex CD

This flexible savings option allows you a one-time "flex" in the interest rate you earn. If interest rates rise during the term, at your direction we will change the existing rate to the current Flex CD rate for the remainder of the term.


Mortgage Application

Let's get started. Apply for a mortgage online.

Apply With a Lender

If you are already working with a lender - find them and apply with them here.

Personal Online Banking and Bill Pay

Online Banking and Bill Pay

Banking services for your busy lifestyle. Enroll in online banking and bill pay.

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