ACH Positive Pay

Minimize fraud with ACH positive pay. This service allows you to monitor and be alerted to all ACH activity—both credits and debits—so you can make secure and safe decisions. Any items that do not match designated criteria are flagged as exceptions to authorized individuals in the same manner as check positive pay.

Check Positive Pay

Ensure your accounts are protected from unauthorized check activity. Through check positive pay, Mercantile can match amount, date, and payee name on checks. Check items are compared on a daily basis—if exceptions are found, we will notify authorized individuals via email or text alert of the need to review items for validity.

Automated Sweep Services

Ensure your idle cash balances are systematically managed on a daily basis, maximizing available dollars for your businesses needs. From zero balance accounts to overnight investment options to loan sweep services, Mercantile has a solution to meet your needs.

Business Online Banking

Business online banking offers balance reporting services of current day and intra day account activity. Enjoy the convenience of easy access to bank statements, as well as export options for account activity and transaction image access for checks, deposit tickets, and deposited items.

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.