Greenlight Logo
 

An App and Debit Card for Kids and Teens

Mercantile Bank has partnered with Greenlight to empower parents in raising financially savvy kids. Parents can monitor children's spending, transfer funds, set savings goals, and manage chores and allowances.

You can enjoy a complimentary Greenlight subscription through our exclusive link below and funding the card with a Mercantile Bank account.

 
Click Here to Get Started
 
Parents Can...
  • Send money to a kid's card instantly.
  • Set parental controls on spending categories.
  • Turn a child's card on/off in one tap.
  • Receive real-time notifications whenever a child makes a purchase.
  • Assign chores and jobs to teach kids the value of hard work.
  • Put allowance on autopilot, and tie it to chore completion.
  • Activate Savings boosts like Round-ups and parent Paid Interest.
  • Facilitate discussions about smart money habits.
Kids Can...
  • Use their own debit card (with parental controls in place).
  • Swipe their card wherever Mastercard is accepted (including most countries!).
  • Set and achieve Savings Goals.
  • "Level Up" their money knowledge with Greenlight's financial literacy game.
  • Receive payments from friends and family with Pay Link.
  • Earn allowance or payments for completing chores.
  • Set up Direct Deposit for an after-school job.
  • Add their card to their virtual wallet (Apple, Google Pay).
 
Click Here to Get Started
 

Greenlight FAQs

We support kids and grownups of all ages. No minimum (or maximum) age here.

Greenlight is a debit card for kids, not a credit card. Parents load money onto the card from their
own funding source connected through their Greenlight app. And because it’s a debit card, kids
can’t spend what isn’t there. That’s a pretty valuable life lesson.

Kids and parents will both use the same Greenlight app you see in the app store, but have two
different experiences and individual login credentials. Parents can set up their child’s login under
the child’s profile settings.

The Greenlight card can be used almost anywhere Mastercard is accepted, online, and in-store. “Almost,” because our cardholders are kids, and we’ve put important guardrails in place. Greenlight also works internationally in 150+ other countries, with no foreign transaction fees. No need to let us know if you travel abroad — you’ll have enough to remember.

All we need to get you started is some basic information.

  • Your email address
  • Your mobile phone number
  • Your child’s/children’s name(s)
  • Your legal first and last name
  • Your physical address
  • Your date of birth
  • Your Social Security number (SSN). For information on why we ask for your SSN, learn more about the U.S. Patriot Act.
  • A valid debit card or bank account

Bank Account
If you are prompted to verify your Mercantile account when manually adding your funding source, you
will receive 2 small deposits of $1.00 or less in your bank account within 1-2 business days. To
verify your account as a funding source, you will need to input the 2 micro deposit amounts
into your Greenlight app when prompted to verify.

If you do not see these deposits within 3 business days, please contact Mercantile Bank and we can take a look at the status of your account. Once you complete verification, the 2 micro deposits will be removed from your bank account to offset the deposit amounts.

Debit Card
Once you add your debit card as a funding source and make your initial funding load, you should
see 2 transactions on your debit card that add up to the initial load amount. You will need to
confirm these transactions within 3 business days in the Greenlight app to verify your debit card.

If you do not see these transactions within 4 business days, please contact Mercantile Bank so we can take a look at the status of your account.

After completing registration or requesting a replacement card, your debit card will arrive within
7-10 business days. If you would like to expedite your shipping for your card to arrive within 2-3
business days, you can call our customer service team at 888-483-2645 within 12 hours of signing
up. You can request to have your shipping expedited for a one-time fee of $24.99.

When your child's card arrives, follow these simple steps to activate it right away:
  1. Open your Greenlight app. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
  2. Tap on the notification and input the card's expiration date in the app to activate it.
  3. Next, visit your child's dashboard by clicking their square at the top of your Parent Dashboard.
  4. Select "Manage Card" then "Set debit card PIN." After the PIN is set, your physical card is activated and ready to use!

We have made it super easy to check your child's spending history.

1. Navigate to your child's dashboard.
2. Click on the Spending tile.
3. At the top right, click on "History."

You then have the ability to filter the view to see spending history for the last 30 days, 90 days, or 12
months as well as grouping transactions by stores.

Please contact Greenlight Customer service by calling (888) 483-2645 or texting (404) 974-3024
and inform them you would like to be added to the Mercantile Bank partnership program.

No, Greenlight is its own individual app, but within the Greenlight app you can send money to your
child’s card, turn their card on/off, set up spending controls, allowance, chores and more.

Greenlight debit cards are FDIC-insured through Community Federal Savings Bank up to $250,000 and come with Mastercard’s Zero Liability Protection. Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction
notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.

We support kids and grownups of all ages. No minimum (or maximum) age here. The Primary must
be at least 18 years old and a U.S. resident.

Mercantile Bank checking and savings customers are eligible for the Greenlight SELECT plan at no cost when they sign up through Mercantile Bank and connect their Mercantile Bank account or debit card as the primary Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 02/01/2027. Offer subject to change or renewal.

The Greenlight debit card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard® International.

Please note that by using this link, you will be leaving Mercantile Bank's (the 'Bank') web site. The Bank takes no responsibility and makes no warranties, either expressed or implied, for any of the services, products or information available via this outside web site. The Bank is not responsible for and does not monitor the content, performance, policies (including any privacy policies) or administration of this outside web site, which are the sole responsibility of their creators and do not represent, explicitly or implicitly, positions, policies or opinions of the Bank, its affiliates, its employees or its Board of Directors.